09 Jul, 2025

Ripple CEO Predicts Trillion-Dollar Stablecoin Boom

Ripple CEO Brad Garlinghouse believes the stablecoin sector is on the verge of a massive expansion, projecting that the current $250 billion market could balloon to as much as $2 trillion within the next few years.Speaking on CNBC’s Squawk Box, Garlinghouse pointed to rising adoption and institutional demand as key drivers behind the anticipated surge.Ripple, which only recently entered the stablecoin race, has quickly gained traction. Its dollar-pegged RLUSD—launched in late 2024—has already reached a $500 million market cap, a milestone it crossed this week. BNY Mellon has been named custodian of the asset, signaling Ripple’s intent to align closely with traditional financial standards.Garlinghouse emphasized that Ripple’s experience working with financial institutions and its focus on regulatory compliance position it well to compete in the stablecoin arena. “We’re not just joining the party—we’re bringing the infrastructure that can scale it,” he said.Industry voices are echoing his outlook. Apollo Capital’s Henrik Andersson called the $1–2 trillion forecast “realistic,” citing growing participation from banks, retailers, and fintechs launching their own stable assets. Tether’s profitability, he noted, proves how valuable the stablecoin business model can be.Much of the optimism hinges on new legislation. The GENIUS Act, which recently passed a Senate vote and could soon become law, would give stablecoins legal tender status in the U.S.—a move analysts say could accelerate mainstream adoption. LVRG Research’s Nick Ruck added that support from the SEC and incoming regulations could give the industry the clarity it needs to thrive.Ripple is also taking steps to solidify its regulatory footing. The company has filed for a U.S. banking license and applied for a Federal Reserve master account—moves that would allow it to operate on par with traditional financial institutions. Garlinghouse said bridging the gap between crypto and conventional finance is essential to realizing the full potential of decentralized systems.

04 Jul, 2025

Stablecoin: Surpassed $250 Billion — New Regulations and Big Tech Drive Mainstream Adoption

The stablecoins reach a historic milestone. In June 2025, the total supply exceeded 253.7 billion dollars. It is the first time that these dollar-pegged cryptocurrencies surpass the threshold of 250 billion, with a growth of 23.3% compared to the end of 2024.Behind these record numbers lies a deeper transformation: a combination of technological innovation, growing market confidence, and a regulatory push that could bring millions of people closer to the digital economy.Accelerated growth: USDT and USDC dominate the sceneIn the first six months of 2025, the global supply of stablecoins increased by a significant 47.9 billion dollars, indicating a continuously expanding demand. According to data from DeFiLlama and Binance Research, more than 79% of this increase was driven by USDT (Tether) and USDC (Circle), which added 20.4 billion and 17.6 billion respectively.The new stablecoins — grouped under the category “others” — have also shown dynamism, with a growth of 7.7 billion, demonstrating that the market is diversifying and that there is room for innovators and new players.The on-chain transaction volumes confirm the trend: in 2025, over 21.5 trillion dollars have already been moved, 7.5 trillion more compared to the same period in 2024. More and more users and companies are choosing stablecoins for their stability, speed, and ease of use.The regulatory turning point: the GENIUS ActTo give further momentum was politics. In June, the Senate USA approved the GENIUS Act (Generalized Enforcement for New Institutional and Universal Stablecoins) with a wide majority — 68 votes in favor and 30 against.This is the first comprehensive federal framework for stablecoins fully backed by reserves and compliant with AML standards. If also approved by the House, the GENIUS Act will allow banks, fintech, and large retail chains to issue stablecoins under a single supervisory system, providing the long-awaited regulatory clarity.“The rules are finally arriving. And this is a positive signal both for institutional operators and for consumers”, commented a market analyst.Big tech and traditional finance come into playThis new regulatory confidence has attracted the attention of large investors and companies. The most striking case is that of Circle, the company behind USDC, whose shares have increased by nearly 500% compared to the IPO, fueled by optimism for future expansion.The big tech companies are already moving: Shopify and Stripe have announced that millions of merchants can accept USDC at checkout. Giants like Walmart and Amazon are studying their own internal stablecoins, while the banking world is not lagging behind: on June 17, JPMorgan launched “JPM-D”, a tokenized deposit on a public blockchain.These developments show how stablecoins are no longer just a tool for crypto traders, but a concrete solution for payments, remittances, and commercial transactions.The bridge to the mainstream publicWhat was once considered a niche product for blockchain enthusiasts is rapidly transforming into a bridge to the digital economy for millions of people.With clearer rules, everyday use cases, and the entry of well-known brands, stablecoins are set to enter the mass financial experience. The goal is clear: to offer a faster, cheaper, and more transparent alternative to traditional circuits, while maintaining the stability that users expect from a currency pegged to the dollar.Conclusion: towards a new chapter of digital financeExceeding the threshold of 250 billion dollars is not just a symbolic milestone, but marks the beginning of a new era for stablecoins.With a favorable regulatory context, leading companies accelerating its adoption, and increasing use in real life, these criptovalute are demonstrating their potential to revolutionize traditional finance.The year 2025 could be remembered as the year in which stablecoins finally found their way into the mainstream, becoming a pillar of the new global digital economy.