16 May, 2025

Coinbase Hack Exposes Security Gaps in Crypto's Most Trusted Name

$400 Million Breach Shows How Vulnerable Even the Biggest Crypto Firms Still Are

Coinbase, the most prominent US-based crypto exchange and a symbol of crypto's entry into mainstream finance, is now dealing with a data breach that strikes at the core of its credibility. The incident is expected to cost the company around $400 million, but the financial damage is only part of the story.

What Happened?

Hackers gained access to sensitive customer data by bribing support agents contracted through business process outsourcing (BPO) firms in India. This wasn’t a sophisticated exploit of Coinbase’s codebase — it was a social engineering attack. They paid off insiders to leak personal information.

The data accessed includes names, addresses, dates of birth, government ID numbers, banking details, account balances, and more. These details can be used to impersonate Coinbase, target customers with phishing attempts, or worse, impersonate the victims with other financial service providers.

Why This Is Different

This is not just another crypto hack. Coinbase is the primary custodian for $122 billion in assets held by spot Bitcoin ETFs. It's the first crypto exchange listed on a US stock exchange and was just added to the S&P 500 Index. That inclusion puts its shares into countless retirement funds and index portfolios.

The breach was revealed just days after that milestone, and it triggered a 7 percent drop in Coinbase shares. Investors are also watching closely due to a separate investigation by the US Securities and Exchange Commission into whether the company misstated user data in past filings.

Ongoing Risk and Response

Coinbase insists that its institutional services, including Coinbase Prime, were not compromised. The company also says that affected agents were immediately fired and their access revoked once suspicious behavior was detected.

However, a person familiar with the situation said that the hackers had intermittent but repeated access to internal systems since January. At one point, the attackers reportedly demanded a $20 million ransom in exchange for deleting the stolen data.

Rather than comply, Coinbase is offering a $20 million bounty to anyone who can help identify and convict those responsible.

Coinbase stated that less than 1 percent of monthly active users were affected and that any customers who lost funds will be reimbursed in full. The company also began notifying affected users via email, stating that passwords, seed phrases, and direct access credentials were not exposed.

Impact on High-Net-Worth Clients

Some users are worried about more than just financial loss. With recent violent incidents targeting prominent figures in the crypto world, including kidnappings and physical assaults, the leak of personal details has raised concerns about physical safety.

Mike Dudas, managing partner at web3 firm 6MV and one of the individuals targeted, said the breach's scope is “staggering” and raises urgent questions about personal security.

Crypto's Social Engineering Problem

This case is the latest in a string of attacks using human vulnerabilities instead of software exploits. In 2024 alone, over $2.2 billion has been lost to hacks in the crypto space. Bybit’s $1.5 billion breach earlier this year was also the result of social engineering.

Nick Jones, CEO of crypto infrastructure platform Zumo, says attackers are using increasingly advanced techniques, including AI, to bypass defenses and trick employees into handing over sensitive data.

Bottom Line

Even the most established and regulated crypto companies remain exposed to basic forms of manipulation. As Coinbase scrambles to contain the fallout and reassure investors, the breach serves as a blunt reminder: no one is immune — not even the biggest player on the field.

19 May, 2025

Crypto Industry Cheers Progress in ‘Historic’ Stablecoin Legislation as Senate Advances GENIUS Act

The U.S. Senate's vote Monday to advance the key stablecoin bill, known as the GENIUS Act, is "historic" and could help "ensure U.S. dollar dominance," according to several senators and crypto industry leaders."This groundbreaking, bipartisan legislation will bring America's payment system into the 21st century," said Republican Sen. Bill Hagerty, who led the legislation.The Senate voted 66-32 on Monday night to invoke cloture on the Guiding and Establishing National Innovation for U.S. Stablecoins Act — a procedural step that allows the bill to proceed to further debate. Following the cloture vote, lawmakers must vote on potential amendments before holding a final vote.The bill would mandate that stablecoins be fully backed by U.S. dollars or similar highly liquid assets. It would also require annual audits for issuers with market capitalizations exceeding $50 billion, and introduce provisions related to foreign issuers. Sen. Hagerty said that the GENIUS Act would "skyrocket" the country forward with a digital payment framework built on the fastest rails possible. "It will ensure U.S. dollar dominance," he said. "Customers will be protected, the demand for U.S. treasuries will balloon to the tune of more than $1 trillion, and innovation in the digital asset space will thrive in the United States going forward."The bill required 60 votes to advance, necessitating bipartisan support. Sixteen Democratic senators voted in favor, despite no Democratic support for the bill last week."Today's successful vote to advance Senate consideration of GENIUS is truly historic and demonstrates exactly how Congress is meant to work," said Ji Kim, president and acting CEO of the Crypto Council for Innovation. "This vote reflects months of dedicated staff work and significant negotiations and input from both Republican and Democratic offices that substantially improved this bill." Sen. Cynthia Lummis, who co-sponsored the bill, voiced support. "Digital assets are the future and now we're one step closer to ensuring America leads the way," she said.Crypto industry leaders are also celebrating. "Many steps to go, but a historic early win on the road to getting a stablecoin bill enacted into law," said Faryar Shirzad, chief policy officer of crypto exchange Coinbase. "Crypto is again showing that it's the biggest bipartisan issue in play on the Hill."Variant Fund Chief Legal Officer Jake Chervinsky also weighed in. "There's still more work to do — another formal vote on GENIUS in the Senate, and passing STABLE in the House — but this was the hardest part," Chervinsky said on X.In the hours leading up to Monday's vote, crypto supporters sent more than 60,000 emails to senators urging them to support the bill, according to advocacy group Stand With Crypto.However, Democratic Sen. Elizabeth Warren argued the bill falls short in addressing President Donald Trump's ties to the crypto industry and criticized USD1, a newly launched stablecoin by World Liberty Financial."There is no excuse for Congress to pass a crypto bill that will turbocharge Trump's corruption," said Warren.

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14 May, 2025

Kima Joins Mastercard Sandbox to Enable Stablecoin Card Top-Ups

Kima has integrated with Mastercard’s sandbox program to enable stablecoin top-ups for prepaid cards from self-custody wallets.Decentralized settlement protocol Kima has integrated into Mastercard’s sandbox program, enabling stablecoin-powered top-ups for prepaid cards directly from self-custody wallets.According to an announcement shared with Cointelegraph, Mastercard partners can now rely on Kima’s settlement infrastructure to enable their prepaid cards to be topped up with stablecoins, including USDC and Tether’s USDT, from self-custody wallets across more than 10 blockchains.Kima CEO Eitan Katz said the integration shows that stablecoins can be practical for everyday use, removing friction and intermediaries from crypto-to-fiat conversions while expanding crypto usability.“Our goal at Kima is to eliminate barriers between digital assets and traditional finance,” Katz said.Infrastructure Designed for InteroperabilityKatz described Kima’s settlement system as asset-agnostic and designed to simplify cross-ecosystem payments, supporting public blockchains, private ledgers and traditional banking rails:“Kima’s asset-agnostic settlement layer is designed to abstract the complexity of transferring value across disparate ecosystems, whether that’s public blockchains, private ledgers, or even traditional banking systems.”According to the announcement, Kima’s infrastructure is aligned with Mastercard’s aim to bring stablecoins into mainstream financial usage. Katz rejects the Bitcoin and crypto hardliner vision of digital assets being contraposed to fiat currency, claiming that “crypto and fiat must coexist seamlessly to reach their full potential.”Katz explained that Kima’s solution allows easy crosschain interoperability and eliminates reliance on intermediaries, custodians or complex smart contracts. This, in turn, reportedly enhances security and efficiency for all parties involved.ECB Includes Kima in Digital Euro InitiativeEarlier in May, the European Central Bank (ECB) included Kima in a list of 70 private sector partners tasked with helping in digital euro innovation. The firms on the list have signed up to work with the ECB to explore digital euro payment functionalities and use cases.“The breadth and creativity of the proposals highlights the digital euro’s potential as a catalyst for financial innovation in Europe,” ECB executive board member Piero Cipollone said at the time.Despite Kima’s institutional partnerships, Katz told Cointelegraph that “compliance shouldn’t mean giving up control of your funds or your data.” He said that know-your-client and Anti-Money Laundering checks are handled by third-party banks and virtual asset service providers at onboarding, and Kima never has access to the data.Katz added that “once a user is cleared, every transaction carries immutable metadata tags that our protocol-level engine checks against local rules.” This, he said, covers compliance “from the European Union’s Markets in Crypto-Assets Regulation to Singapore’s regulatory guidelines — before settlement.”Katz said that “keys are kept entirely under the users’ control,” while cryptographic proofs still allow for compliance.“Institutions get a plug-and-play control layer and users enjoy true self-custody,” Katz added.

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